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A piece of our mind.
Welcome to Hartwell.
Deep dive into our thoughts and insights on the insurance industry as well as updates on our business.


Winding up a Captive - Hartwell style.
So you want to wind up your Captive, for whatever reason – you’ve fallen out of love with Captives, you want to move to pastures green, a Captive doesn’t make sense anymore it doesn’t matter, the decision has been made to part company with your Captive arrangements. At this stage you need to make a decision. Do you want to close everything off and get any accumulated loss fund back or do you want to run the losses off to extinction. That’s not a question that we can answer an
2 days ago


MISSION: Celebrate
We wrote earlier this year about the tenth anniversary of Hartwell Insurance and what those ten years have meant to all of us. But anniversaries are not just for reflection, they are for celebration. And celebrate we did! Over six remarkable days, the Hartwell team gathered in London and in the Herefordshire countryside to mark a decade in a quintessentially British way. Every business has a culture. Ours is built as much around conversation, curiosity and shared experiences
Jun 17


Is all Capital Equal?
It is my view that whilst seemingly all Capital is equal, some Capital is more equal than others. What do I mean? The foundation of an insurance entity seems to follow very predictable routes: create a new company, do the rounds of various Private Equity funding or similar, obtain a huge amount of Capital, start underwriting or broking or whatever it is the company proposes to do. Sounds straight forward enough doesn’t it? But what does this actually mean? ´Capital is not t
May 14


10 Years Of Hartwell
The year 2026 marks the tenth Anniversary of Hartwell Insurance. It feels as though it was just yesterday that two enterprising Lloyd’s brokers set up Hartwell Insurance in the fair State of Tennessee. Simultaneously, it also feels as though I have lived every step of the way. The Chinese have a saying that the longest journey starts with the first step and the journey that we started ten years ago continues forwards, thanks to the grace of God, into an ever exciting future.
Apr 9


Hartwell launches new Multi Family GL Product
Hartwell is delighted to announce the launch of their new General Liability Program for Multi Family building owners. The program is called Angelus and will address the excluded risks of:
Assault and Battery, Shooting, Sexual Molestation, Dog Bite
Sep 13, 2025


Are Property Insurers concerned with offering Insurance any more?
Capital providers offer their financial investment with strings – lower the risk, raise deductibles, reduce coverages, raise prices. Capital can flow into a company easily and it can flow out just as easily.
May 6, 2025


When should I start a Captive?
Starting a Captive is all about the ability of the client to accept that timing risk and their ability to fund the timing element more effectively than the Insurance market is offering. Having 100% of your exposures in a Captive is rarely a good idea but so often we see that a blended approach is the most effective solution.
Apr 14, 2025


The Fastest Cell in the West.
The fastest Cell that we created took 4 weeks, remember that a rapid cell creation with other Captives would be in the region of 6 months!
Mar 4, 2025


Captives and the Wheel of Doom
If you are thinking of a Captive solution come to Hartwell where you get fast, reliable service… or you can enjoy the wheel of doom.
Jan 24, 2025


Keeping Your Money Safe.
We prioritize your safety and peace of mind. Discover how our captive model ensures your funds are secure and well-managed. In just a...
Jun 6, 2024


Our Property Program - in just one minute.
We like to keep things clear and simple, and we know you do too. If you’re seeking a fast and effective property insurance solution, our...
Jun 6, 2024


Announcing Our New Property Insurance Solution
Hartwell Insurance has launched its all new Multi Participant Cell for all Property risks.
Oct 4, 2023


Hartwell welcomes Henry.
Hartwell Insurance was the ‘brain child’ (some might say ‘love child’) of two guys – Roland Horton and William Harris. We created...
Jun 1, 2023


Own your risk.
Very often Captive insurance solutions are also called ‘Self Insurance’ and for good reason. When a business chooses to Insure themselves...
Apr 4, 2023
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